E-wallet cashless payment using DuitNow QR linked with Visa / Mastercard Prepaid Card
Pay at millions of Visa / Mastercard accepted outlets worldwide and DuitNow nationwide
It is Malaysia’s National QR Code, governed by PAYNET or Payments Network Sdn Bhd which allows you to send and receive funds instantly nationwide
Pay to any merchants in Malaysia. Each merchant only displays 1 QR code at the payment counter
Just log onto Kayaaku Wallet App and scan DuitNow QR Code and pay.
Real-time transaction notifications and history on App
Your payment is secure and data is protected
Enjoy a variety of features in our Kayaaku Wallet App
Top up from all major banks in Malaysia via FPX
Make a wallet-to-wallet request
Access to App or website portal on your laptop or tablet
With MyDigital ID, Kayaaku Wallet users now have the extra single sign-on login option, in addition to our existing password and biometrics, for a highly secure digital verification process.
Access online applications and portals using only ONE password.
Verify yourself securely and protect your digital identity from fraud and misuse.
Use MyDigital ID to access services anytime, anywhere, including government services.
Don’t have MyDigital ID? Just install and register on the MyDigital ID app.
| E-Wallet Description | Basic | Standard |
|---|---|---|
| E-Wallet Limit | RM 3,000 | RM 10,000 |
| Payments for goods and/or services in Malaysia only | Yes | Yes |
| Top Up by FPX | Yes | Yes |
| DuitNow QR Payment |
Yes (Domestic only) | Yes |
| E-Commerce Online Transaction |
Yes (Domestic only) | Yes |
| Contactless Transactions | Yes | Yes |
|
Card not Present Transactions • Mail Order/ Telephone Order (MOTO) • Recurring |
Yes (Domestic only) | Yes |
| Domestic Wire Transfers | No | Yes |
| Domestic ATM Cash Withdrawal | No | Yes |
| Cross Border ATM Cash Withdrawal | No | Yes |
| Cross Border Purchase | No | Yes |
| Cross Border Wire Transfers | No | Coming Soon |
| Physical Card Application |
No, except Starter Pack Purchase from Finexus Authorized Agents | Yes |
Finexus Campus, #1 Jalan Pangkor, Titiwangsa Sentral, 53000 Kuala Lumpur Malaysia
P. +603 4051 9900
Updated: 12 March 2025
Please take note that the partnerships between FINEXUS Cards Sdn Bhd and the companies below were terminated. For any queries regarding the agents or cardholders recruited by the companies below, please contact FINEXUS Cards Call Centre accordingly:
| No | Company Name | Company Number | Termination Date |
|---|---|---|---|
| 1 | Leasy Sdn Bhd | 202201037432 (1483129-T) | 18 July 2024 |
| 2 | EdxaPay Sdn Bhd | 202201009976 (1455673-W) | 30 July 2024 |
| 3 | Avango Sdn Bhd | 201701016699 (1230864-W) | 9 September 2024 |
For any queries regarding the agents or cardholders recruited by the companies below, please contact FINEXUS Cards Call Centre accordingly:
Telephone: +603 4051 9911
9am – 6pm | Mon – Fri (except public holidays)
