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Use Visa / Mastercard Prepaid Cards with Kayaaku Wallet App to manage spending

BOOST YOUR LIFE WITH PREPAID CARD

PAYMENT ACCEPTANCE WORLDWIDE

Use Prepaid Card at over millions of Visa / Mastercard accepted outlets worldwide

Use Card also out of Malaysia and in foreign online marketplaces or gateways (e.g. PayPal, Stripe)

CONTACTLESS PAYMENT

Contactless payment for RM 250 and below with Mastercard PayPass and Visa payWave

Insert Card with PIN number for transaction above RM250

WITHDRAW CASH

EXPAND WHAT YOUR HR CAN DO

Use the Prepaid Card as part of an Allowance, Reward Program or Gift Card for your employees

MANAGE PREPAID CARD IN APP

SECURE AND PROTECTED PAYMENT

PROTECTS YOUR CREDIT SCORE

PREVENT LIABILITIES

Do not worry even if Card is lost. Just freeze card in App

 

KEEPS YOU DEBT PROOF

Spend what is in your Prepaid Card

EXTRA PAYMENT CHANNEL

Make your Card your emergency payment channel when out of hard cash

 
 

WHO SHOULD APPLY

PARENTS OF COLLEGE STUDENTS

WORKING PROFESSIONALS WITH RETIRED PARENTS

HAVING LOVED ONES WITH NO CREDIT CARDS

BOSSES OF FOREIGN EMPLOYEES

Keep track of their spending in your Kayaaku Wallet App while topping up when funds are low

 

Your parents can use this Card for grocery shopping or dining. While they spend, you can top up their Card.

 
 

Provide your loved ones emergency funds while on a vacation overseas

 
 

Disburse salary electronically to your employees instead of messy, hard cash.

 
 

WHO SHOULD APPLY

PARENTS OF COLLEGE STUDENTS

WORKING PROFESSIONALS WITH RETIRED PARENTS

Keep track of their spending in your YippiePAY App while topping up when funds are low

 

Your parents can use this Card for grocery shopping or dining. While they spend, you can top up their Card.

 
 

HAVING LOVED ONES WITH NO CREDIT CARDS

BOSSES OF FOREIGN EMPLOYEES

Provide your loved ones emergency funds while on a vacation overseas

 
 

Disburse salary electronically to your employees instead of messy, hard cash.

 
 

FINEXUS PREPAID CARD

MALAYSIANS

REQUIREMENTS
  • Copy of Identification Card (IC)
  • No need credit check / opening of bank account
  • 18 years old and above

NON-MALAYSIANS

REQUIREMENTS
  • No need credit check / opening of bank account
  • 18 years old and above
  • Copy of Passport
  • Valid residential address in home country
  • Valid recent Visa entry documents by Malaysian Authorities

FEES AND CHARGES

JOINING / PHYSICAL CARD

RM

28

MAINTENANCE

(per month)

RM

2.50

REPLACEMENT PHYSICAL CARD

RM

10

RELOAD CHANNEL

FPX

Waived effective 14 Sept 2022

RELOAD CHANNEL

CIMB ATM / CDM

RM

1

RELOAD CHANNEL

CIMB Clicks

RM

0.50

RELOAD CHANNEL

PBB ATM / CDM

RM

0.80

RELOAD CHANNEL

Finexus Cards’ Reload Agent / e-Pay

RM

2

MALAYSIA CASH WITHDRAWAL

Visa / Mastercard ATM (per transaction)

RM

1

OVERSEAS CASH WITHDRAWAL

Visa / Mastercard ATM (per transaction)

RM

10

OVERSEAS TRANSACTION

The foreign exchange conversion rate determined by Visa or Mastercard respectively + 1.70% on transaction amount

SALES DRAFT RETRIEVAL

(per copy)

RM

15

STATEMENT REQUEST

(per monthly statement)

RM

5

LOCAL BANK ACCOUNTS FUNDS REFUND

FREE

FOREIGN BANK ACCOUNTS FUNDS REFUND

Fees determined by BNM-approved remittance service providers in Malaysia

BALANCE ENQUIRY

at Foreign ATMs

RM

1

Other Channels

FREE

DUITNOW FUND TRANSFER

per transaction above RM5,000

RM

0.50

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