E-wallet cashless payment using DuitNow QR linked with Visa / Mastercard Prepaid Card
Pay at millions of Visa / Mastercard accepted outlets worldwide and DuitNow nationwide
It is Malaysia’s National QR Code, governed by PAYNET or Payments Network Sdn Bhd which allows you to send and receive funds instantly nationwide
Pay to any merchants in Malaysia. Each merchant only displays 1 QR code at the payment counter
Just log onto Kayaaku Wallet App and scan DuitNow QR Code and pay.
Real-time transaction notifications and history on App
Your payment is secure and data is protected
Enjoy a variety of features in our Kayaaku Wallet App
Top up from all major banks in Malaysia via FPX
Make a wallet-to-wallet request
Access to App or website portal on your laptop or tablet
| E-Wallet Description | Basic | Standard |
|---|---|---|
| E-Wallet Limit | RM 3,000 | RM 10,000 |
| Payments for goods and/or services in Malaysia only | Yes | Yes |
| Top Up by FPX | Yes | Yes |
| DuitNow QR Payment |
Yes (Domestic only) | Yes |
| E-Commerce Online Transaction |
Yes (Domestic only) | Yes |
| Contactless Transactions | Yes | Yes |
|
Card not Present Transactions • Mail Order/ Telephone Order (MOTO) • Recurring |
Yes (Domestic only) | Yes |
| Domestic Wire Transfers | No | Yes |
| Domestic ATM Cash Withdrawal | No | Yes |
| Cross Border ATM Cash Withdrawal | No | Yes |
| Cross Border Purchase | No | Yes |
| Cross Border Wire Transfers | No | Coming Soon |
| Physical Card Application |
No, except Starter Pack Purchase from Finexus Authorized Agents | Yes |
