This Mobile App is owned by Finexus Cards Sdn Bhd (Company No. 200501024587 (706720-U)) (“FINEXUS”). By using this Mobile App you are deemed to have read and accepted these Terms of Use. Please refrain from using this Mobile App if you do not agree to all or any of these terms and conditions. FINEXUS shall not be liable for payment of any costs or expenses incurred as a result of downloading and using this Mobile App, including any operator network and roaming charges.

a) The contents of our Mobile App are intended for your personal use only. Graphics and images on this Mobile App are protected by copyright and may not be reproduced, translated or appropriated in any manner without FINEXUS written permission. Modification of any of the materials or use of the materials for any other purpose will be a violation of FINEXUS copyright and other intellectual property rights of the respective owners.

b) If you download any software from the Mobile App, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”) are licensed to you by FINEXUS. FINEXUS does not transfer title to the Software to you. You own the medium on which the Software is recorded, but FINEXUS retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer, disassemble or otherwise deal with the Software nor extract the source code of the Mobile App.

a) You agree to use this Mobile App in accordance with these terms and conditions and for lawful and proper purposes. You agree to be responsible for all matters arising from your use of this Mobile App. Further, you agree not to use this Mobile App in any third party rights, not to post, transmit or disseminate any information on or via this Mobile App which may be harmful, obscene, defamatory or illegal or create liability on FINEXUS, not to interfere or attempt to interfere with the operation or functionality of this Mobile App and not to obtain or attempt to obtain unauthorized access, via whatever means, to any of FINEXUS’s system.

b) If FINEXUS (in its sole discretion) believes that you are in breach, or will be in breach, of any of these terms and conditions, FINEXUS reserves its right to deny you access to this Mobile App without giving you a reason and/or without further reference to you.


Our Mobile App provides links to other sites and vice versa merely for your convenience and information. We shall neither be responsible for the content and availability of of such other applications that may be operated and controlled by third parties and by our various branch offices worldwide, nor for the information, products or services contained on or accessible through these mobile applications. our access and use of such mobile applications remain solely at your own risk. FINEXUS will not be liable for any defect, indirect, consequential loses and/or damages of whatsoever kind arising out of your access to such applications.

We provide no warranty, whether expressly or implied, of any kind including but not limited to any implied warranties of implied terms of satisfactory quality, fitness for a particular purpose or non-infringement. All such implied terms and warranties are hereby excluded.

FINEXUS does not warrant that the functions contained in the materials will be uninterrupted or error free, that defects will be corrected or that this Mobile App or this server that makes it available is free of any virus or other harmful elements. FINEXUS does not warrant or make any representations regarding the correctness, accuracy, reliability or otherwise of the materials in this Mobile App or the results of their use.

a) By using FINEXUS Mobile App you agree that FINEXUS will not be liable under any circumstances, including negligence, or any direct, indirect or consequential loss arising from your use of the information and material contained in FINEXUS Mobile App or from your access to any of the linked sites. FINEXUS is also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any losses, damages, or injury arising from these materials.

b) Any FINEXUS publication may include technical inaccuracies or typographical errors. Changes may be made to these publications from time to time and incorporated in new editions of these publications. At any time without notice, these publications are subject to improvements and changes in service by FINEXUS.

c) The information contained in this Mobile App is for informational purposes only and is provided to you on an “as-is” basis, FINEXUS does not guarantee the accuracy, timeliness, reliability, authenticity of completeness of any of the information contained on this Mobile App. FINEXUS is not liable for any information or services which may appear on any linked mobile applications.

a) FINEXUS reserve the right at FINEXUS absolute discretion and without liability to change, modify, alter, adapt, add or remove any of the terms and conditions contained herein and/or change, suspend or discontinue any aspect of this Mobile App.

b) FINEXUS is not required to give you any advanced notice prior to incorporation of any of the above changes and/or modifications into this Mobile App.

Any communication you send to FINEXUS Mobile App or otherwise to us by electronic mail shall be treated as non-confidential. Your comments, suggestions, feedback and the like regarding the content and/or our services in general, including any ideas, inventions, concepts, technique or know-how disclosed therein may be used by FINEXUS for any purpose, including the developing, manufacturing and/or marketing of goods and/or services, and such circumstances you are not entitled to any reward or compensation of whatever nature from FINEXUS. For this purpose, FINEXUS reserve the rights whenever necessary to disclose your personal information without your consent to our affiliates, authorized agents, government/security agencies or the providers of similar services, in whatever country may be located as set forth in our Privacy Policy.

The exclusions and limitations described herein shall apply only to the extent permitted by law, without prejudice to our rights to seek legal redress in accordance with the applicable laws.

These Terms of Use and this Mobile App’s content shall be governed and constructed in accordance with Malaysian laws, and the courts of Malaysia shall have exclusive jurisdiction to adjudicate any dispute which may arise in relation thereto.

Please also see FINEXUS’s Privacy Policy regarding information you provide to FINEXUS when you register for, download and/or use this Mobile App.

If there is any conflict or discrepancy between the English text of these Terms of Use and any translation thereof, the English text shall prevail and supersede any other version in any other language.